Crips sue life insurer over exclusions
OAKLAND, CA, Oct. 7, 2004 --A disability rights group in California sued the UNUM Life Insurance Co. of America in September over the company's insurance application form, which asks people whether they "use mechanical devices, such as: a wheelchair, walker, quad cane, crutches or hospital bed," or "currently need or receive help in doing any of the following: bathing; eating; dressing; toileting; transferring; maintaining continence." Anyone answering "yes" to any of these is told, "DO NOT SUBMIT THIS APPLICATION."